Durden Banking Company Incorporated ~ Serving Twin City, Swainsboro and Metter, Georgia

Personal Checking
Business Checking
Checking Account Services

Personal Checking

Regular Checking

No maintenance fee if daily balance remains above $1,000.00 during the statement cycle
Maintenance charge $6.00 plus 25 cents per debit per statement cycle if balance drops below $1,000.00 during statement cycle
Maintenance and activity charges may be waived upon request on accounts of full-time students
ATM/MASTER MONEY Debit Card
Minimum opening deposit: $100.00

Direct Checking

No service charge if Direct Deposit
ATM/MASTER MONEY Debit Card
Minimum opening deposit: $100.00

Club Account

3 Cashier’s checks per month at no charge
Pays interest on daily balance over $1,000.00
Maintenance fee $10.00 per statement cycle
ATM/MASTER MONEY Debit Card
Minimum opening deposit: $100.00

NOW Account

No service charge if balance remains above $1,000.00 during the statement cycle
Pays interest on daily balance over $1,000.00
Maintenance fee $7.50 plus 25 cents per debit per statement cycle if minimum daily balance falls below $1,000.00
ATM/MASTER MONEY Debit Card
Minimum opening deposit: $1,000.00

Senior 55 Checking

Individuals 55 years or older qualify
No monthly maintenance or activity charge
Free wallet safety checks provided by bank check printing company
Free Notary Service
Pays interest on daily balance over $1,000.00
ATM/MASTER MONEY Debit Card
Minimum opening deposit: $100.00

Money Market Account

Pays interest with $2,500.00 minimum daily balance
Maintenance fee $7.50 per statement cycle if balance falls below $2,500.00 during a statement cycle
Transactions are limited to 6 per statement cycle
Excess transaction fee $5.00 per withdrawal
Minimum opening deposit: $2,500.00

Premium Money Market Account

Pays interest with $10,000.00 minimum daily balance
Maintenance fee $20.00 per statement cycle if balance falls below $10,000.00 during a statement cycle
Transactions are limited to 6 per statement cycle
Excess transaction fee $5.00 per withdrawal
Minimum opening deposit: $10,000.00

Business Checking

Commercial Checking

Maintenance charge $6.00 plus 20 cents per debit per statement cycle if balance drops below $5,000.00 during statement cycle
ATM/MASTER MONEY Debit Card
Minimum opening deposit: $100.00

Small Business Checking

No maintenance charge if daily balance remains above $1,000.00 during the statement cycle
Maintenance fee $6.00 plus 20 cents per debit per statement cycle if minimum balance drops below $1,000.00 during statement cycle
50 cents charge per debit in excess of 75
ATM/MASTER MONEY Debit Card
Minimum opening deposit: $100.00

Checking Account Services

Direct Deposit
Electronically deposit your payroll, pension, or social security check into specific accounts. This safe and secure service is free. Direct Deposit Forms are available at all of our offices. Contact our Customer Service Representatives for more information.

Automatic Transfers
We can automatically transfer funds between accounts either at our bank or another financial institution. Contact our Customer Service Representatives for more information.

Overdraft Protection
Protect yourself from the cost and embarrassment associated with insufficient funds. Select our overdraft protection service and funds will be transferred automatically from another Durden Banking Company/Metter Bank Checking or Saving Account to prevent overdrawn items.





	Personal Checking Business Checking Checking Account Services Personal Checking Regular Checking No maintenance fee if daily balance remains above $1,000.00 during the statement cycle Maintenance charge $6.00 plus 25 cents per debit per statement cycle if balance drops below $1,000.00 during statement cycle Maintenance and activity charges may be waived upon request on accounts of full-time students ATM/MASTER MONEY Debit Card Minimum opening deposit: $100.00 Direct Checking No service charge if Direct Deposit ATM/MASTER MONEY Debit Card Minimum opening deposit: $100.00 Club Account 3 Cashier’s checks per month at no charge Pays interest on daily balance over $1,000.00 Maintenance fee $10.00 per statement cycle ATM/MASTER MONEY Debit Card Minimum opening deposit: $100.00 NOW Account No service charge if balance remains above $1,000.00 during the statement cycle Pays interest on daily balance over $1,000.00 Maintenance fee $7.50 plus 25 cents per debit per statement cycle if minimum daily balance falls below $1,000.00 ATM/MASTER MONEY Debit Card Minimum opening deposit: $1,000.00 Senior 55 Checking Individuals 55 years or older qualify No monthly maintenance or activity charge Free wallet safety checks provided by bank check printing company Free Notary Service Pays interest on daily balance over $1,000.00 ATM/MASTER MONEY Debit Card Minimum opening deposit: $100.00 Money Market Account Pays interest with $2,500.00 minimum daily balance Maintenance fee $7.50 per statement cycle if balance falls below $2,500.00 during a statement cycle Transactions are limited to 6 per statement cycle Excess transaction fee $5.00 per withdrawal Minimum opening deposit: $2,500.00 Premium Money Market Account Pays interest with $10,000.00 minimum daily balance Maintenance fee $20.00 per statement cycle if balance falls below $10,000.00 during a statement cycle Transactions are limited to 6 per statement cycle Excess transaction fee $5.00 per withdrawal Minimum opening deposit: $10,000.00 Business Checking Commercial Checking Maintenance charge $6.00 plus 20 cents per debit per statement cycle if balance drops below $5,000.00 during statement cycle ATM/MASTER MONEY Debit Card Minimum opening deposit: $100.00 Small Business Checking No maintenance charge if daily balance remains above $1,000.00 during the statement cycle Maintenance fee $6.00 plus 20 cents per debit per statement cycle if minimum balance drops below $1,000.00 during statement cycle 50 cents charge per debit in excess of 75 ATM/MASTER MONEY Debit Card Minimum opening deposit: $100.00 Checking Account Services Direct Deposit Electronically deposit your payroll, pension, or social security check into specific accounts. This safe and secure service is free. Direct Deposit Forms are available at all of our offices. Contact our Customer Service Representatives for more information. Automatic Transfers We can automatically transfer funds between accounts either at our bank or another financial institution. Contact our Customer Service Representatives for more information. Overdraft Protection Protect yourself from the cost and embarrassment associated with insufficient funds. Select our overdraft protection service and funds will be transferred automatically from another Durden Banking Company/Metter Bank Checking or Saving Account to prevent overdrawn items.